Comenity EasyPay List Of Store Credit Cards & Account Login
Comenity has over 50m retail store credit cards in the hands of Americans. Many of them are simply looking to pay their bill, so we've collected a list of all of the EasyPay options for these cards.

The Bank You've Probably Never Heard Of Has A Credit Card In Your Wallet.
Comenity Bank is a leading credit card issuer that offers 92 credit programs to various popular retail stores in the US, with a strong emphasis on store-branded credit cards. Although not as well-known as other credit card companies, Comenity Bank boasts over 50 million cardholders.
50 million is a lot of people! Imagine that. Over 20% of the entire United States has a Comenity-backed credit card in their purse or wallet!
When it comes to approval getting approved for a Comenity Bank card is relatively easy, even for those with lower credit scores (500 credit scores even!). This can be an attractive option for those looking to build or improve their credit and of course, those that want to shop at specific retail stores.
Want A New Credit Card?
We've collected the best credit card deals around! Whether you want the best travel rewards card, cashback card, a 0% interest balance transfer card, no annual fee or amazing business perks, use the links below and jump straight to our winners.
- Best Travel Rewards Cards
- Best Cashback Credit Cards
- Best Balance Transfer Credit Cards
- Best Credit Cards For Building Credit
- Best Business Credit Cards
More Comenity Info + 1 Awesome Credit Hack
Awesome Hack: Some of their cards can be obtained without a hard credit pull, which increases the chances of approval. This can be done through the "shopping cart trick" by not opting out of promotional credit card offers and disabling pop-up blockers while shopping online with a Comenity Bank partnered retailer.
Seriously, give it a try. Any time you can get approved for a credit card with only a soft pull is an amazing hack. Often hard pulls are required and they can really affect your credit score in the short-term, plus they stack up for a 2 year period so if you’re applying for multiple cards, credit lines or loans; they’ll all stay on your record.
If you frequent a store that has a Comenity Bank card, it's worth considering their credit card rewards program, even though these cards typically lack those great features & perks we all look for such as points or cash back, there are still often store-specific rewards (i.e. BJ’s discounts) that you can earn.
Lastly, it needs to be said. Most of these credit cards, or really any credit card that’s “easy” to qualify for, come with lower limits and higher interest rates. It’s a risk thing. They want to extend the credit and get people to shop in their store, but they don’t want to lose money, so they start small, charge heavy interest and then over time you can raise your limit with responsible use.
That being said, think of Comenity store-brand cards like a “stepping stone”. It’s easy credit that can help you build your credit and in a year or 2 you may be able to qualify for higher limit, lower APR cards from top banks like AMEX, Chase, Capital One, Discover and more.
If you need to improve your credit, especially after filing for bankruptcy, take a look at this article on how to get a 700 credit score 24 months after filing for bankruptcy.
If you’d like to shop around for credit cards, visit this section of our site. Oh and if you already have a credit card and want to see how long it will take to pay it off, plus the ability to adjust the monthly payment to pay it off sooner, check out our credit card debt payoff calculator.
Comenity Easypay Store Cards & Login Links
When you have 92 credit partners it can get a little hectic for consumers to figure out how, or even WHO to pay their bill to! This is why Comenity created Easypay.
The purpose of EasyPay is to make paying your account on time a whole lot easier, no matter which store you have your card through and it has a really simple login box (shown below) that you can't miss when you click on "Sign In" (shown below) on any of the Store pages linked in the list.
Comenity Sign In Button (top of page)

Comenity Account Login Screen (pops in the blue box)

Comenity Retail Store List
Complete list of comenity retail stores and EasyPay links.
Comenity Store Credit Card Agreements
Common Questions
What is EasyPay?
EasyPay is an innovative payment feature offered by Comenity Bank for its credit cardholders. This feature allows cardholders to make monthly payments toward their credit card balance in a convenient and flexible manner.
How to Sign Up for EasyPay
To take advantage of EasyPay, cardholders must log in to their credit card account and enroll in the program. The enrollment process is straightforward and can be completed in a matter of minutes.
Making Payments with EasyPay
Cardholders can make payments using EasyPay by logging into their credit card account and selecting the EasyPay option. This option provides a convenient and secure platform for cardholders to make payments toward their credit card balance.
Is There a Fee for Using EasyPay?
No, there is no fee associated with using EasyPay. Cardholders can enjoy the convenience of making monthly payments toward their credit card balance without incurring additional costs.
Modifying EasyPay Payment Amounts or Due Dates
Cardholders can change their EasyPay payment amounts or due dates by logging into their credit card account and making the necessary modifications. This flexibility allows cardholders to tailor their payments to meet their individual financial needs and circumstances.
Consequences of Missing an EasyPay Payment
If a cardholder misses an EasyPay payment, they may be subject to a late fee and an increase in their interest rate. It is essential for cardholders to make their payments on time to avoid these negative consequences.
Can One-Time Payments be Made While Enrolled in EasyPay?
Yes, even if a cardholder is enrolled in EasyPay, they can still make a one-time payment. This flexibility allows cardholders to make additional payments or pay off their balance in full if they choose.